Kepeno

Your AI-Powered
Financial Assistant

Manage financial documents, get legal guidance, and automate document processing with AI. Available across European markets, starting with Polish, German, and English.

AI Bill Scanner

Upload any bill or receipt — our OCR + AI extracts amounts, dates, and categories instantly.

Zero-Based Budget

Assign every euro a job. YNAB-inspired budgeting that ensures nothing slips through the cracks.

Provider Comparison

Compare electricity, internet, and mobile providers. Find the best deals automatically.

Quick Splits

Split bills with friends or housemates. Equal or custom splits, track who owes what.

Bank Integration

PSD2-compliant connections to your EU bank accounts. See all your money in one view.

AI Chat Assistant

Ask questions about your finances. Get personalized insights powered by Claude AI.

How it works

Get started in minutes with three simple steps

1

Connect your bank

Link your EU bank account securely via PSD2. Your data stays encrypted and private.

2

Let AI organize

Our AI automatically categorizes transactions, detects subscriptions, and tracks your spending.

3

Take control

Set budgets, split bills, compare providers, and get personalized financial insights.

Simple, transparent pricing

Start for free. Upgrade when you need more power.

Free

0 EUR/month

1 bank account, basic budget, 5 splits/month

Get Started
POPULAR

Personal

9.99 EUR/month

5 accounts, AI categorization, unlimited splits, alerts

Get Started

Business

24.99 EUR/month

Unlimited accounts, API access, contract analysis, priority support

Get Started

Ready to take control of your finances?

Join thousands of EU users who manage their money smarter with Kepeno.

Create free account Get Started